Neither Melvin or Jake were insurable. When I got them, pet insurance was different. If a dog had a pre-existing condition, the dog was denied. Now, the pre-existing condition isn’t covered but the dog still can be. Let’s be honest, Melvin and Jake were walking pre-existing conditions.
During Jake’s last year of life. With the eye ulcers, the emergency eye surgery, the follow-up eye issues, the MSRP infection, the diaper rash, the cancer, the radiation and all of his medications, ointments and specialists (6) over that 12-month span, I paid out $25,000. This is not a complaint, it’s just a fact.
When I got Doug, I had already investigated pet insurance plans and had decided on Healthy Paws. I pay $30 a month. The annual deductible is $500. Our plan reimburses 90% of accidental issues and illness. Routine care and pre-existing conditions are not covered.
I just got our $5,000 check reimbursement for Doug’s surgery. I cried. Whenever possible, I take a positive approach to life, even when things are dark and heavy, I try to see the light. It’s been a couple of dark years with Melvin and Jake both having cancer and dying. That reimbursement check meant way more to me than money.
I deserved that break.
I have a great job. I have a great family support system. I happily paid Melvin and Jake’s bills and I will happily pay Doug’s. But it felt really good to get something back from a health conundrum.
That said, we pay joy forward. So in honor of yesterday being ten months since Jakey died, we’d like to buy an Eddie’s Wheels Wheelchair for a dog in need. Please share submissions of dogs who could use a cart (their name and story) in the comments below, on this Facebook post or email to email@example.com. I’ll put together a little committee of folks who will help me pick the lucky dog.
Melvin and Jake love, lives on. Always.